Terms and Conditions
Terms and Conditions Effective Date:
March 11, 2025
1. Introduction
Welcome to QuickLoanToday.ph ("Company," "we," "our," "us"). These Terms and Conditions govern your use of QuickLoanToday.ph ("Website"). By accessing and using this Website, you accept and agree to comply with these Terms. If you do not agree, you should not use this Website.
2. Eligibility
By using our Website, you confirm that:
You are at least 18 years old.
You are a resident of the Philippines.
You understand that QuickLoanToday.ph does not provide loans directly but connects users with third-party loan providers.
3. Services Provided
QuickLoanToday.ph is an online platform that:
Provides information about short-term loans available in thePhilippines.
Connects users with third-party loan providers.Allows users to submit their email addresses for loan offers.
We do not guarantee loan approval, loan terms, or interest rates, as these are determined by third-party lenders.
4. User Responsibilities
When using this Website, you agree to:
Provide accurate and complete information.
Use the Website lawfully and refrain from fraudulent activities.
Accept that all loan agreements are solely between you and the third-party lender.
You must not:
Misrepresent your identity or financial status.
Attempt to hack, disrupt, or interfere with our Website.Use automated systems (bots, scrapers) to access the Website without authorization.
5. Third-Party Loan Providers
QuickLoanToday.ph does not issue loans. All loans and financial services are provided by independent third-party lenders. We:
Are not responsible for any loan agreement terms, fees, or disputes.Encourage you to carefully review loan provider terms before accepting an offer.Are not liable for any financial loss, late payments, or other liabilities related to third-party loans.
6. Intellectual Property
All content, including text, graphics, logos, and software on this Website, is owned by QuickLoanToday.ph or licensed for use. You may not reproduce, distribute, or modify any content without our written permission.
7. Privacy Policy
Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your data. You can view the Privacy Policy here.
8. Limitation of Liability
To the maximum extent permitted by law, QuickLoanToday.ph:
Is not responsible for financial losses, loan decisions, or any indirect damages related to the use of this Website.
Does not guarantee loan approvals, interest rates, or specific loan terms.Is not liable for any actions of third-party lenders.
9. Disclaimer
We do not provide financial or legal advice.Loan terms, conditions, and approvals depend on third-party lenders. Using our Website does not guarantee loan approval.
10. Indemnification
By using this Website, you agree to indemnify and hold QuickLoanToday.ph harmless from any claims, damages, or liabilities arising from your use of our Website or interactions with third-party loan providers.
11. Changes to Terms and Conditions
We reserve the right to modify these Terms at any time. Updates will be posted on this page with the Effective Date.
12. Governing Law
These Terms shall be governed and interpreted under the laws of the Philippines. Any disputes shall be resolved in Philippine courts.
13. Contact Us
If you have any questions about these Terms, please contact us at:
Quick Loan Today
906 W. McDermott 106-201
Allen, Texas 75013
Important Disclaimer
Quick Loans Today is a loan information platform and does not offer loans or approve loans. Our platform provides information and comparisons for various loan options and lenders.
We do not make loan decisions or provide loans directly. The terms, conditions, and policies of each loan are determined by the individual lender, and Quick Loans Today does not guarantee the availability, terms, or conditions of any loan. All loan applications are subject to the lender's approval and terms, and it is the borrower's responsibility to understand and agree to the terms of their loan. Quick Loans Today does not endorse or guarantee any specific lender or loan product, and we advise all borrowers to thoroughly research and compare loan options before making a loan decision.
Approval Odds are not a guarantee of loan approval. Lenders determine Approval Odds by comparing your credit profile to other borrowers who were approved for a loan, or whether you meet certain criteria determined by the lender. Approval Odds provide an estimate, but there is no guarantee of loan approval as other factors, such as income and employment verification, may affect your eligibility for a loan.
Loan Eligibility and Details: Loan interest rates and fees vary based on the lender. Quick Loans Today provides information on loan options with rates ranging from 3.97% APR to 35.99% APR and terms from 2 months to 7 years. Rates are subject to change and are controlled by our lending partners, not Quick Loans Today. Additional fees, such as origination fees or late payment fees, may apply. Please refer to the lender's terms and conditions for additional details. Loan approval is subject to application and approval by the lender and not all borrowers may qualify for a loan or the lowest rates or highest loan amounts.
Loan Repayment Example: A ₱20,000 loan with a four-year (48-month) term, with APRs ranging from 3.97% to 35.99%, would result in monthly payments from ₱447 to ₱792. Assuming all 48 payments are made on time, the total amount paid would range from ₱21,636 to ₱37,976.