Learn More About Getting a QUICK LOAN TODAY
** Terms Of Service **
Last updated: May 1, 2022
1. General
Please read these Terms of Service (“Terms”, “Terms of Service”, Terms and Conditions") carefully before using the http://insurancepresto.com website (the “Service”) operated by Quick Loan Today (“us”, “we”, or “our”).
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.
2. Personal Information
Our Service may contain links to third-party web sites or services that are not owned or controlled by Quick Loan Today.
Quick Loan Today has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Quick Loan Today shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.
3. Governing Law
These Terms shall be governed and construed in accordance with the laws of Texas, United States, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
4. Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
5. Contacting Us
If there are any questions regarding these terms you may contact us using the information below:
Quick Loan Today
906 W. McDermott Dr. STE 116-201
Allen, Texas 75013
214-444-8655
Disclaimer: Quick Loans Today is a loan information platform and does not offer loans or approve loans. Our platform provides information and comparisons for various loan options and lenders.
We do not make loan decisions or provide loans directly. The terms, conditions, and policies of each loan are determined by the individual lender, and Quick Loans Today does not guarantee the availability, terms, or conditions of any loan. All loan applications are subject to the lender's approval and terms, and it is the borrower's responsibility to understand and agree to the terms of their loan. Quick Loans Today does not endorse or guarantee any specific lender or loan product, and we advise all borrowers to thoroughly research and compare loan options before making a loan decision.
Approval Odds are not a guarantee of loan approval. Lenders determine Approval Odds by comparing your credit profile to other borrowers who were approved for a loan, or whether you meet certain criteria determined by the lender. Approval Odds provide an estimate, but there is no guarantee of loan approval as other factors, such as income and employment verification, may affect your eligibility for a loan.
Loan Eligibility and Details: Loan interest rates and fees vary based on the lender. Quick Loans Today provides information on loan options with rates ranging from 3.97% APR to 35.99% APR and terms from 2 months to 7 years. Rates are subject to change and are controlled by our lending partners, not Quick Loans Today. Additional fees, such as origination fees or late payment fees, may apply. Please refer to the lender's terms and conditions for additional details. Loan approval is subject to application and approval by the lender and not all borrowers may qualify for a loan or the lowest rates or highest loan amounts.
Loan Repayment Example: A ₱20,000 loan with a four-year (48-month) term, with APRs ranging from 3.97% to 35.99%, would result in monthly payments from ₱447 to ₱792. Assuming all 48 payments are made on time, the total amount paid would range from ₱21,636 to ₱37,976.